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4 Years of Ayushman Bharat-PradhanMantri Jan ArogyaYojana (AB PM-JAY)

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    Polity & Governance
  • Published
    26th Sep, 2022


Ayushman Bharat-PradhanMantri Jan ArogyaYojana (AB PM-JAY) completes four years.

About PradhanMantri Jan ArogyaYojna (PM-JAY)

  • The scheme was launched in September 2018 and recommended by the National Health Policy 2017, to achieve the vision of Universal Health Coverage (UHC).
  • It is a Centrally Sponsored Scheme having a central sector component under Ayushman Bharat Mission.
  • PM-JAY was earlier known as the National Health Protection Scheme (NHPS) before being rechristened. 
    • It subsumed the then-existing RashtriyaSwasthyaBimaYojana (RSBY) which had been launched in


  • It is the world’s largest health insurance scheme fully financed by the government and the cost of implementation is shared between the Central and State
  • It provides a cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization across public and private empanelled hospitals in India.
  • It covers up to 3 days of pre-hospitalization and 15 days of post-hospitalization expenses such as diagnostics and medicines.
  • There is no restriction on the family size, age or gender.
    • The RSBY had a family cap of five members. 
  • All pre-existing conditions are covered from day one.


  • In the last three years, the AB PM-JAY scheme has achieved several milestones in achieving the target of Universal Health Coverage.
  • The scheme has widened its arm across 33 States/Union Territories bringing ease to the beneficiary’s life while availing the treatment. 
    • More than 2 crore treatments have been provided to the beneficiary under the scheme. 
    • More than 17 crore beneficiaries have been verified through the Beneficiary Identification System (BIS) and have been provided with Ayushman cards.
    • It has proved to be a boon for women.
      • Of the total number of beneficiaries who have got benefitted under the scheme, over half of them are women.

About Ayushman Bharat Digital Mission (ABDM) 

  • The Ayushman Bharat Digital Mission (ABDM) Launched in September 2021.
  • It aims to provide digital health IDs for all Indian citizens to help hospitals, insurance firms, and citizens access health records electronically when required.
  • The National Health Authority (NHA) under the Ministry of Health and Family Welfare is the implementing Agency.
  • The mission aims to create a seamless online platform that will enable interoperability within the digital healthcare ecosystem.
  • The mission has been conceptualized as a set of 'digital building blocks'.
    • Each building block is seen as a 'digital public good' that can be used by any entity in the digital health ecosystem and provides key capabilities that enable the ABDM vision.

Verifying, please be patient.